Hi folks,

 It has been a long time, since back before the election I think, a lot has happened since then , President Bush has turned the Oval office over to President Obama  and Congress has given the new president a 800 billion dollar blank check,[the democrats+three that is], none of it seems to stimulate a damn thing, except a bunch of ex-hippie social liberal black hole special projects, these Washington pigs must of all taken fiddle lessons together and they are playing away while my retirement burns , most hard working union men and women have been putting money into their retirment funds protecting their future,[this was the one of the two things unions are good for the other is health insurance and I have some words about that later], this will effect everything that happens to my family later on.

 It isn't just the fact that I have lost a good chunk of my retirement, but I also worry about the speaker Pelosi adopting a new tax on my future earnings when this finally rebounds from the Barack Bottom that it has fallen to, they missed out on a lot of of revenue when the market took off, I heard today that we have lost like 27 trillion dollars in wealth assets, WOW, I know this isn't just our wealth,it is world wide, but how much was ours and now you put a 10% tax on half that , that is alot of revenue something like 1.3 trillion till the market recovers fully, well it won't do what they want because it will siphon off a lot money that would of been reinvested, so it looks to me we all lose permanently, this is what we usually get in most dividends, hey I am no economist but it does not pass the smell test, and this is all speculation on my part , but lately I have become a little pessimistic about my retirement accounts.

  Now about someone else like the little part-time workers of the world and the poor low income workers that work at jobs  for short periods at a time , and the students that just need a few bucks till they are done with school, if these people work for a union shop as a cashier or retail outfit that is under union contracts alot of money is put into a retirement account in the employee's name , but most of the time , these employee's do not stay with the company long enough to become a vested member , and then they fall under forfeiture rules of the union, this means if they never come back to claim it the union gets to keep it,[the unions beef with Wal-Mart , I'm speculating again] ,now if you let the people keep this money in goverment sponsored 401k program most of these little people would have a little retirement of their own besides social security, a certain ex president had a idea about personal retirement accounts what a way to start this up and let the little people choose to put money into this account at what ever wage, and then let students use this money for school, so if you start these kids early on saving and investing they will respond positively ,  instill pride in a child and it will stick with them , they will want to make their own way,[ I'm speculating again ain't I??],

  Now healthcare, President Obama says it's time for universal health care, I say bull, this massive spending scam will hit every man, woman and child right where it hurt's , our standard of living , let's make everyone equal , POOR, I already put a ton of employer contribution money into my health care [it all came out of negotiated raises over the years , basically it came off the top of yearly raises], I do not want to be hit with another tax for Obamacare, and speculate with me now , everybody will be taxed  , because there will not be enough money after they are done raping the rich and wealthy,[by the way these are the people who create the jobs ].

 Here is a personal beef with this, I work nearly 2000 hours a year , it only takes 1500 to pay my insurance needs , I can bank up to 1600 hours maximum for the lean times , well I am maxed out and  have been  for some time now,  every hour over the 1500 hours magically goes away to a special fund, and not for my benefit, I would like this money to be put away for my retirement to pay for my supplemental insurance plan when I retire, but no I will never see a dime of that money ever , that is worker friendly union isn't it, they look out for us don't they, in a way they are worse than the man , I trust my employer more than my union.